Wednesday, December 19, 2018

Happy Holidays

 I haven't forgotten this blog but no one wanted to contribute. Sorry, but I had to fire up my other blog where people contribute to the sharing of information.

Thursday, October 18, 2018

Thursday, October 11, 2018

So you think you know yourself

 The individuals that come to my blog on a regular basis probably all ready have in mind what I'm about to say.

 Life can't be found in yesterday or tomorrow, there is but "now". Look at any watch or clock and watch the second hand or seconds. Are you ready? Here comes your mark, "Now"!
 In that brief 1/000000000000000 of a second, you may have "known" now but for the rest of us less astute, the future became too small a time segment to remember.

 I can only imagine that you're stuck and fu$!ed like the rest of us.

Now I have a clue

 In my years of growing, I could never see what my mother saw when she described her fear of the life I chose. Yes, I was the wild child, if you can name it I probably did it.
She once told me that every time the phone wrang when I was out she thought it was the hospital or the morgue. 

 Now my puppy has an immune system deficiency and although this analogy pales in comparison, it's all that I have 
 Trust me when I say, "My puppy's medications outweighs my own".

 I'm going through hell in a controlled way yet I can't see in any way how my mom had that luxury.

 I no longer pray since my mom has moved onto the next life but once again, I apologize mom.

Tuesday, October 9, 2018

I gave myself a dose much needed R & R

 I began here >.

 ..and then >

....ended right here with this guy, chuckles...

  Now I'll do what I always do, sit back with a little smile and wonder would these 3 men get along?

Friday, October 5, 2018

Just one look at the news

 *Is it the news or how its spun? I can't view it except in little increments, it's depressing.

Wednesday, September 26, 2018

I love my chef job and my co-workers but

 I speak nicely and do the "light" chit-chat thingy at Chart House but I do Not fraternize. I found out something that I didn't want to know, every one of them is in some kind of strapping debt.
 If there was a devil, debt is it! I ate cheese sandwiches to pay off student loans and have a credit card I never use.
 I was under the impression that debt was the first thing you got rid of after college and when you married (Didn't work for me) was to have a combined effort to pay off such debts. I'm a fucking dinosaur!

 I'm going to do myself a favor, find a dark haired slim intelligent partner, skip out of America and not look back. The status quo mentality here is insane.

How to Sneak Past Your Home Security System

Three Methods: Fooling Magnet SensorsBypassing Button AlarmsCreeping Past CamerasCommunity Q&A

 I have my reasons for not continuing this post but you can still read it here.

Researchers at CERN break “The Speed of Light”

Scientists said on Thursday they recorded particles travelling faster than light - a finding that could overturn one of Einstein's fundamental laws of the universe. Antonio Ereditato, spokesman for the international group of researchers, saidthat measurements taken over three years showed neutrinos pumped from CERN near Geneva to Gran Sasso in Italy had arrived 60 nanoseconds quicker than light would have done.

“We have high confidence in our results. We have checked and rechecked for anything that could have distorted our measurements but we found nothing," he said. "We now want colleagues to check them independently.”
If confirmed, the discovery would undermine Albert Einstein's 1905 theory of special relativity, which says that the speed of light is a "cosmic constant" and that nothing in the universe can travel faster. That assertion, which has withstood over a century of testing, is one of the key elements of the so-called Standard Model of physics, which attempts to describe the way the universe and everything in it works. The totally unexpected finding emerged from research by a physicists working on an experiment dubbed OPERA run jointly by the CERN particle research center near Geneva and the Gran Sasso Laboratory in central Italy.

A total of 15,000 beams of neutrinos - tiny particles that pervade the cosmos - were fired over a period of three years from CERN towards Gran Sasso 730 (500 miles) km away, where they were picked up by giant detectors. Light would have covered the distance in around 2.4 thousandths of a second, but the neutrinos took 60 nanoseconds - or 60 billionths of a second - less than light beams would have taken.

“It is a tiny difference,” said Ereditato, who also works at Berne University in Switzerland, “but conceptually it is incredibly important. The finding is so startling that, for the moment, everybody should be very prudent.”

Ereditato declined to speculate on what it might mean if other physicists, who will be officially informed of the discovery at a meeting in CERN on Friday, found that OPERA's measurements were correct.

“I just don't want to think of the implications,” he said. “We are scientists and work with what we know.”

Much science-fiction literature is based on the idea that, if the light-speed barrier can be overcome, time travel might theoretically become possible. The existence of the neutrino, an elementary sub-atomic particle with a tiny amount of mass created in radioactive decay or in nuclear reactions such as those in the Sun, was first confirmed in 1934, but it still mystifies researchers.

It can pass through most matter undetected, even over long distances, and without being affected. Millions pass through the human body every day, scientists say. To reach Gran Sasso, the neutrinos pushed out from a special installation at CERN - also home to the Large Hadron Collider probing the origins of the universe - have to pass through water, air and rock.

Continued at

And I let him have it!

 I'm not mean (Maybe I am) and I never begin discussions with strangers outside of Good morning" or the like.
 I'm getting meat out of my freezer on the back of the boat for breakfast when a "man" that lives with his "mom" approaches me with a religious introduction.
It's generally the same with every approach in my life, "Are you prepared for the second coming of the Lord "brother"? (The "brother" crap pisses me off to no end, I'm no one's brother!)

 I'm good if the Lord comes back or doesn't, I could care less. Don't you live with your mom? "Yes". Where did you go to college? "I didn't" With your articulation of the English language I almost thought you were speaking Spanish. live with your mom, you're over 40 I can tell, do you have kids? "Yes". Where are they? "With there mother"S" Do you work? "I'm looking".

 So let me get this straight, you're an unemployed "piece of work' living with your mom and have children that you do not support, speaking of the second coming of the Lord because someone "told" you what to say and your mental midget ass decided to approach me? Might I also suggest that before you save the world, try saving your mom from feeding and housing a grown assed man? This is a gated community and soliciting is prohibited but as long as you have the book, breaking the rules is ok huh?

Since you began this word exchange by questioning my preparedness for a fictional prophecy, allow me to ask you a real question, "Are you prepared for me to come off the back of this boat and deal with you for disrespecting me before breakfast with your bullshit"?

 The next time you approach someone, ask them do they have time to "waste" before you begin your spiel, jackass.

Data Privacy

 If your media device is connected to the internet, data privacy doesn't exist. If you wish to have data privacy, buy a notebook, create a code and place the book on a shelf. Make sure to scribble and make horrible pictures to suggest it's a child's book.

Record High Number Of STD Infections In U.S., As Prevention Funding Declines

For the fourth year in a row, federal health officials report that there has been a sharp increase in sexually transmitted diseases in the U.S. The Centers for Disease Control and Prevention tallied nearly 2.3 million cases of chlamydia, gonorrhea and syphilis in 2017 — an increase of 200,000 cases over the previous year, and a record high.
Chlamydia, a bacterial infection, remained the most common sexually transmitted disease, with more than 1.7 million reported cases. But health officials are concerned that gonorrhea cases increased a startling 67 percent between 2013 and 2017, and syphilis climbed even faster — 76 percent over those four years.
After many years of success in controlling sexually transmitted diseases, "We've been sliding backwards," says Dr. Gail Bolan, director of the CDC's Division of STD Prevention. She spoke at a news conference in Washington Tuesday.
"The U.S. continues to have the highest STD rates in the industrialized world," says David Harvey, executive director of the National Coalition of STD Directors, "and it preys on the most vulnerable among us."
"Here's a quote for members of the media," Harvey said at the press conference. "Ready? It is time that President Trump and Secretary [of Health and Human Services Alex] Azar declare STDs in America a public health crisis."
Harvey argues the root of the problem is that federal funding to prevent and control sexually transmitted diseases has dropped by roughly 40 percent in the past 15 years, which has choked off state and local programs. He called on Congress to appropriate $70 million immediately to address the crisis.
"We all understand that you've got to maintain your bridges and your roads — and you see them on TV when they crumble," says Michael Fraser, executive director of the Association of State and Territorial Health Officers. "You don't always see a crumbling public health infrastructure."
One big challenge with these diseases is most people who carry them don't have any symptoms, so they aren't aware when they're passing them along to sexual partners. Current recommendations call for sexually active women under the age of 25 to get tested annually for chlamydia and gonorrhea. Men who have sex with men should also get tested at least annually, she says.
But harried (or embarrassed) doctors often don't offer those tests. "Everyone needs to ask their doctor, 'should I be tested for STDs? I hear they're going up,' " Bolan says.
Chlamydia and gonorrhea, if untreated, can leave a woman infertile. Syphilis can spread from mother to fetus, and cause the baby to have birth defects or to be stillborn.
Harvey noted that a thousand babies a year are diagnosed with congenital syphilis, despite mandatory syphilis testing when a woman is first found to be pregnant (the disease can spread to women during pregnancy). Harvey says this statistic is "shocking," considering that the nation has managed to all but eradicate mother-to-child transmission of HIV.
"We are failing these mothers and their newborns," he says, "and something needs to be done about it."
Bolan also worries that Neisseria gonorrhoeae, the bacterium that causes gonorrhea is becoming resistant to the antibiotic azithromycin, which is part of the recommended treatment regimen. Lab tests have found that 4 percent of gonorrhea samples are now resistant, up from 1 percent in 2013.She is concerned that could ultimately lead to infections that are resistant to the last line of defense against gonorrhea — ceftriaxone. "Our nation urgently needs additional treatment options for gonorrhea," she says.
The press conference was part of a CDC meeting on STD prevention in Washington this week. The agency plans to publish its annual report about sexually transmitted diseases in late September.
You can reach Richard Harris at

The Market Will Crash But How Will It Unfold? Forbes

A bear market is when the trend of the market is down. Calling a ‘bear market’ is a leading indication of a current trend, not a statement of a past trend once most or all of it has run its course.

Without doubt the market, according to the chart, will either go up, down or sideways and definitely not right to left. This was a trading joke amongst the crew back when I used to play that harsh game. But like most jokes there is a seed of truth to them that can prove useful.
So we can definitely discount that the market will suddenly go backwards. Can we discount it going up this year too? I think we can, so far as we are not in a bull market any more.
This means we are in a bear and I’ve been banking on a sharp crash. However, there is another eventuality. A sideways market.
So could we be in a bear market rather than in a market about to crash?
Firstly, I feel an important definition needs to be uncorrupted. That definition is "bear market." The muppets on TV have destroyed the meaning of ‘bear market’ by changing the meaning to be ‘a market that has fallen over 20%.‘ This definition is not only wrong it is meaningless, as far as being a diagnostic.

“The market has entered bear territory today as it has now fallen 20% from the high,” is not correct. It is also a pointless statement. A bear market is when the trend of the market is down. Calling a ‘bear market’ is a leading indication of a current trend, not a statement of a past trend once most or all of it has run its course. Saying the market has fallen 20% and is now a bear market is like issuing a storm warning after a town has been hit by a tornado.
"Bear market" is not a statement of hindsight it is a statement of current trend. It’s the difference between saying, "Run, a bear is coming!’ and pronouncing, "A bear killed that guy."

There's quite a bit more.

Tuesday, September 25, 2018

A *link to the quotes of one of my hero's

Here's Why Stephen Hawking Says There Is No God

Stephen Hawking believed that there is a "grand design" to the universe, but that it has nothing to do with God. With continual breakthroughs, science is coming closer to "The Theory of Everything," and when it does, Hawking believes all of us will be able to understand and benefit from this grand design. Let's take a look at the life, work, and worldview of the late Stephen Hawking who was widely acclaimed as one of the most brilliant minds in the world.

Stephen Hawking Says, “I’m an atheist.”

Before his death at the age of 76 on March 14, 2018, Stephen Hawking was generally considered one of the smartest people on Earth. He was a world famous theoretical physicist and cosmologist who received many honors for his work in the field of cosmology, quantum physics, black holes, and the nature of spacetime.
So, when Hawking said that God didn't exist and added the sentence, "I am an atheist,” to his statement, the world took notice.
Hawking made this controversial statement in 2014 during an interview with Pablo Jauregui, a journalist from El Mundo, a Spanish language newspaper. Read the full quote below:
“Before we understand science, it is natural to believe that God created the universe. But now science offers a more convincing explanation. What I meant by ‘we would know the mind of God’ is, we would know everything that God would know, if there were a God, which there isn’t. I’m an atheist.”

When Did Hawking Become an Atheist?

Hawking has probably been an atheist from an early age. His family was nominally Christian, but in reality, they were intellectuals and atheists.
As a school boy at St. Albans school, he argued with his classmates about Christianity. During his college years at Oxford and Cambridge, he was a well-known atheist.
His first wife, Jane, whom he married in 1965 and divorced in 1990, was a devout Christian. It is clear they were never on the same page about religious matters, and this was perhaps one of the reasons why the two decided to go their separate ways.
Hawking’s statement denying the existence of God should not have come as a surprise to anyone. Throughout the years, Hawking has made many statements in opposition to religious beliefs. A few are listed below:
  • “We are just an advanced breed of monkeys on a minor planet of a very average star. But we can understand the Universe. That makes us something very special.”
  • “There is a fundamental difference between religion, which is based on authority, and science, which is based on observation and reason. Science will win because it works.”
  • “We are each free to believe what we want, and it’s my view that the simplest explanation is; there is no God. No one created our universe, and no one directs our fate.“ This leads me to a profound realization that there probably is no heaven and no afterlife either. We have this one life to appreciate the grand design of the universe and for that, I am extremely grateful.”

Did Hawking Ever Say Anything Suggesting Belief in God?

Hawking has made some ambiguous statements about God. For example, in his 1988 book, A Brief History of Time, he discusses what it would mean if we were to ever discover why we and the universe exist. He wrote, “It would be the ultimate triumph of human reason–for then, we would know the mind of God.”
This statement has been misinterpreted by some to mean the Hawking believed in God. In the El Mundo interview, Hawking made clear that this quote was only a metaphor:
“What I meant when I said we would know 'the mind of God' was that we would know everything God would know if there were a God, which there isn't."

Do Scientists Tend to be Atheists?

Stephen Hawking had lots of company among his peers with respect to atheism. According to surveys, as many as 93% of top-tier scientists do not believe in God. In comparison, about 83% of Americans believe in God.
Nature magazine conducted a survey in 1998 among members of The National Academy of Sciences, a prestigious group of top scientists. They found that only 7% of these scientists believed in God. Further, they showed the group of believers was shrinking when they compared their study to prior studies of a similar nature (28% in 1914 and 15% in 1933), so perhaps the proportion of believers is even lower today. (Nature 394,313:23 July 1998)
A similar study was conducted among British scientists, specifically the Fellows of the Royal Society of London. Among the British population as a whole, 42% believe in a personal God, but among British Scientists, only 5% do. (Evolution and Outreach, December 2013 6:33)

Did ALS Influence Hawking’s Religious Beliefs?

Hawking was diagnosed with amyotrophic lateral sclerosis (ALS) at the age of 21. ALS is a progressive neurodegenerative disease that affects nerve cells in the brain and the spinal cord. This causes the brain to be unable to initiate and control muscle movement. It eventually leads to total paralysis.
At the time of diagnosis, Hawking was given only two years to live. He defied that prediction and lived to the age of 76. During the latter half of his life, he was almost totally paralysed and used a voice synthesizer to speak, which he controlled with a cheek muscle.
Some have said that Hawking’s long life was a miracle. Hawking did not believe this, saying, “Religion believes in miracles, but they are not compatible with science.”
Thus, Hawking's illness played no part in his view toward God: just as he does not need God to explain the existence of the universe, he does not need God to explain his survival. Hawking attributes his longevity to a fierce will to live and a stubborn desire to not let his illness keep him from having a full life. Hawking has said:
“However bad life may seem, there is always something you can do, and succeed at. While there's life, there is hope.”
Adhering to this motto, Hawking lived his life as normally as possible. He had three children with his first wife Jane, remarried in 1995 to his caretaker Elaine Manson (they divorced in 2006) and continued to write, teach and lecture up until his last days. Hawking has received numerous awards and honors for his work, and is the author of several books intended for a general audience, including an autobiography.
Hawking’s scientific achievements may have even been fostered by his illness. Being unable to live a normal physical life meant he could devote himself to the inner life of the mind. Also, the feeling that he did not have long to live likely spurred him to work harder in order to accomplish as much as possible in the time he had.

How Does Hawking Explain the Universe?

In his 2010 book, The Grand Design, written with co-author and physicist Leonard Mlodinow, Hawking takes the reader on a journey from the earliest beliefs about the creation of the universe to the cutting edge of modern cosmology, which includes quantum physics, string theory, multi-verses, and M-theory. Together, these theories are bringing us close to what scientists call, “The Theory of Everything," one theory that unifies all.
This book doesn’t play coy about belief in God. Right away, on page 8, Hawking writes “M-Theory predicts that a great many universes were created out of nothing. Their creation does not require the intervention of some supernatural being or God. Rather these multiple universes arise naturally from physical law.”
Something from nothing? It doesn’t immediately make sense. We have this reaction because, at the level that humans experience the universe, we see cause-and-effect. But cause-and-effect does not exist on the quantum level in the same way that we experience it.
At the end of the book on page 180, Hawking sums everything up:
“Spontaneous creation is the reason there is something rather than nothing, why the universe exists, why we exist. It is not necessary to invoke God to light the blue touch paper and set the universe going.”
In the El Mundo interview, Hawking said:
“When people ask me if a God created the universe, I tell them that the question itself makes no sense. Time didn’t exist before the Big Bang, so there is no time for God to make the universe in. It’s like asking directions to the edge of the earth; The Earth is a sphere; it doesn’t have an edge; so looking for it is a futile exercise.”

Healthy never needed to taste healthy

Oh gosh, yet another

Plain Green Loans Review

The astronomical interest rates Plain Green Loans charges for small amounts of cash will likely add to your financial strain, rather than reduce it.
Though not a traditional payday lender, Plain Green Loans operates like one. It charges its customers interest rates upwards of 300%. First-time borrowers can borrow up to $1,000, and repeat customers can borrow up to $3,000. You don’t get to choose the term length and the longest available term is two years. There’s no hidden or prepayment fees, but that doesn’t mean you can expect a reasonable interest rate.
Plain Green Loans markets itself to those with poor credit who need money quickly. There’s no minimum credit score for approval and you can get your money as soon as the next day. However, the same is true of personal loans, and these often come with much lower interest rates and longer payment terms. The best personal loan companies, like OneMain, don’t have a minimum credit score either. This is a much better option than Plain Green Loans, so if you’re looking for quick cash, start with a personal loan.
For more financially responsible quick cash options, read Payday Loan Alternatives.

The Specs

APR150% – 375%
Loan AmountsUp to $1,000 for first-time customers
Up to $3,000 for return customers
Loan Terms6 to 24 months
Payment ScheduleBiweekly, monthly
Best ForNo one, really. You can get a better interest rate through a credit card or a personal loan.
Not ForPeople looking for a reasonable interest rate
Better Business Bureau RatingB-
In Business Since2011
Standout FeaturesNo prepayment penalty
No hidden fees
Approved in seconds
No minimum credit score

The Claim

Plain Green Loans promises “simple and convenient loans” that can get you the money you need by the next day. There’s no hidden fees, and the company reports payments to the credit bureaus, so the loan may even help your credit score over time.

Is it True?

No. The credit bureau reporting and lack of hidden fees may lull you into thinking you’re working with a company that cares more about helping its customers than it does about turning a profit, but the fine print reveals the truth. “This is an expensive form of credit,” the Important Disclosures reads, “Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.”
Plain Green Loans offers loans up to $3,000 with APRs ranging from 150% to 375%. While the company assures you that’s a bargain compared to traditional payday loans, it’s still robbing you blind compared to virtually any other type of credit. The average credit card charges about 15% APR, and some of the best personal loans will offer rates under 10% APR to those with good credit. Even adding in any hidden fees, you’ll probably still come out better than if you went with Plain Green Loans.
Plain Green Loans does have its advantages to those with poor credit. There’s no minimum credit score required, and since it reports your payments to the credit bureaus, if you can keep up, you could see your score rise over time. But there are still better options out there for you. OneMain, for example, doesn’t have a minimum credit score either, and its maximum APR is 35.99% — less than 10% of what Plain Green Loans will charge you. This is definitely a smarter way to go for most people.

Our Deep Dive

  • Astronomical interest rates: Despite what the company would have you believe, Plain Green Loans’ interest rates are about average for a payday lender, and far more expensive than most other forms of credit. If you’re not comfortable paying 300% interest on the money you borrow, look around for other options.
  • $3,000 maximum loan amount: First-time customers can only borrow up to $1,000, and repeat customers are limited to $3,000. If you’re looking to borrow a larger amount of money, you’ll have to explore some personal loan companies instead.
  • Few requirements for approval: Plain Green Loans only requires its applicants to be 18 or older; have a job, email address, and checking account; and live in a state where it does business. There’s no minimum credit score required.
  • Get money by the next day: Plain Green Loans can approve your loan and deposit your funds as soon as the next business day.
  • Short loan terms: Plain Green Loans offers terms ranging from six to 24 months, which is considerably shorter than what most personal loan providers offer. And you don’t get any say in how long your repayment term is. This could be problematic, particularly since you’re responsible for paying back a lot of interest on top of the initial amount.
  • No hidden fees: Plain Green Loans doesn’t charge you any hidden fees or prepayment penalties, so you don’t have to worry about running into unexpected charges down the line.
  • Get approved in seconds: Once you fill out a simple application on the company’s website, you’ll be immediately notified of whether or not your loan has been approved. This approval is conditional, subject to the verification of the information you submitted.
  • Choose a payment schedule: Plain Green Loans lets you choose between biweekly and monthly payments, so you can select the one that best fits your budget.
  • Payments reported to credit bureaus: If you’re looking to repair your credit, prompt repayment of your Plain Green Loan could help. The company reports your payments to the credit bureaus and if you demonstrate responsibility, it could improve your credit score over time.

Cost Rundown

Plain Green Loans offers payday loans, which are always more trouble than they’re worth. The high interest rates often turn a short-term money shortage into a longer-term financial crisis, as borrowers struggle to pay back what they owe in the short loan terms offered by the payday loan company.
Say you took out a $2,000 loan from Plain Green Loans. According to the company’s loan calculator, you’d be charged 200% APR. Over the course of the 22-month loan period, that loan is going to cost $7,588.81. That’s an extra $5,588.81 in interest on a $2,000 loan.

Cheaper (or Free!) Alternatives

There are plenty of ways to get the cash you need at an affordable rate. Borrowing from friends and family is always a good choice if you have the option. Most of the time, they won’t charge you interest at all. Credit cards are another solid choice, though a lot of credit card debt will have a detrimental impact on your credit score.
A personal loan is your best bet. Typically, these offer lower interest rates, and you can borrow up to $30,000 if you need to. They also offer longer loan terms and, unlike Plain Green Loans, you can choose how long you need to pay it back; usually up to five years.

The Competition

OneMain: OneMain offers personal loans from $1,500 to $30,000. Loan terms will vary. Interest rates vary from 16.05% APR for those with very good credit, to 35.99% APR for borrowers with poor credit. There is no minimum credit score to apply, so it’s a great place to apply if you’ve been denied loans from other companies.
LendingClub: Lending Club offers personal loans up to $40,000 with interest rates ranging between 6.16% – 35.89%. These interests rates are fixed, so you don’t have to worry about them going up over time. There are no hidden fees or prepayment fees if you decide to pay off your loan early. Lending Club requires a minimum of a 660 credit score, though, so it may not be an option for some.
Prosper: Prosper is another personal loan lender that offers fixed interest rates and no hidden fees. You can choose from a three- or five-year term and amounts ranging from $2,000 to $35,000. APRs range from 5.99% to 36%, depending on your creditworthiness. You must have a minimum credit score of 640 in order to be approved.  

What Others Are Saying

  • The Washington Times ran a story about a lawsuit filed by a Vermont resident who borrowed money from Plain Green Loans. The customer alleged that the company “blocked her access to her own bank account, automatically withdrew funds without her consent, did not examine her ability to repay the loan, and charged excessive interest rates, which are against Vermont law.” Plain Green Loans is wholly owned by the Chippewa Cree tribe in Montana, who fought against the lawsuit on the grounds of tribal immunity. This claim was later rejected by the judge.
  • WSOC in Charlotte reported on a man who had purchased a loan through Money Mutual, a company that matches borrowers with payday lenders. The man received a loan from Plain Green Loans who allegedly charged him 625% in interest. The company insisted it was “not loan sharking,” but the customer cautioned others against borrowing from Plain Green Loans.
  • The Missoulian discussed the Chippewa Cree’s ownership of Plain Green Loans and how many payday lenders are affiliating themselves with tribes in order to take advantage of tribal immunity. Many lawmakers are fighting to restrict these practices, claiming they’re unfair to consumers. A spokesperson for the Consumer Federation of America said that, “It’s a real threat to the ability of state regulators to enforce the loan market to police caps and other consumer protection measures.”

The Bottom Line

Plain Green Loans claims to be there in your hour of need, but its outrageous interest rates could land you in even more financial trouble. Look into personal loan providers instead, or even credit cards before getting a loan through a payday loan lender like Plain Green. Any one of these payday loan alternatives should be able to offer you far more money at a much lower rate.

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